ONE PLATFORM · EIGHT MODULES · ZERO LOCK-IN
DivetIQ unifies Procurement, HCM, EAM, EPM, ERP, CRM and an AI-native data warehouse into one API-first platform. Specialist agents watch every KPI and execute remediation through the same APIs your people use. Billed pay per use.
DivetIQ is built on three architectural decisions - not features bolted on, but the foundation everything else sits on.
Commercial
Pay per Use - pay only when value is created.
No seat licenses. No shelfware. We meter transactions, API calls, agent actions and storage. If a module isn't used this month, you don't pay for it this month.
No licenses to over-buy. No users to under-provision. No surprise renewals.
Architecture
Headless Software Solution - every capability is an API.
Every module is an API. REST, GraphQL, gRPC. Build your own portal, embed our components, plug into Teams - the backend doesn't care about your front-end.
Your interface, your brand, your roadmap - on our backend.
Intelligence
AI Agentic Workflow for KPI Management.
Specialist agents watch the KPIs you care about. When one breaches threshold, an agent investigates, drafts the remediation and executes it within your governance limits.
Move from dashboards that report problems to agents that resolve them.
Each module is independently deployable, headless, and metered Pay per Use. They share one identity layer, one event bus, and one AI-native data warehouse - so a customer in CRM is the same customer in ERP, in EPM, and in the agent's memory.
Sourcing to settlement, automated
Sourcing to settlement with supplier intelligence - PEPPOL e-invoicing, three-way match, sanctions screening and ESG attribution.
Explore sourcing to settlementRecruit
ATS
Hire
Offer + onboarding
Pay
Multi-country payroll
Hire to retire, on one engine
One HCM. Country packs, not custom code. EU + Balkans + US/UK at launch. Concurrent multi-country payroll on one engine.
Explore HCM & payrollAcme Co
€18.5K
Acme Co
€12.8K
Acme Co
€25K
Acme Co
€20K
Multi-entity finance, agent-driven
Multi-entity GL, continuous consolidation, agent-driven AP, and subscription billing built in - not bolted on.
Explore agent-driven financeWorking capital · €
Last 6 weeks€4.61M
Auto-narrative
EMEA dropped 22%, driven by Mid-Market Segment in Product Line X.
One semantic layer, every metric
One semantic layer. Conversational analytics. Lakehouse with open formats - the same metric everywhere.
Explore the semantic layerIndependently deployable. Headless. Metered Pay per Use. Sharing one identity layer, one event bus, one master-data service, and one AI-native data warehouse.
Sourcing to settlement with supplier intelligence built in.
One content service for every other module.
One HCM. Country packs, not custom code.
Asset health, work execution, and spare parts in one model.
Plan, consolidate, forecast, narrate.
The financial and operational backbone - with agentic intelligence baked in.
Sales, marketing and service on one customer record.
One semantic layer. Every metric, exactly once.
Every agent move is a real API call against the same headless services your people use. Same RBAC, same audit log, same SoD checks. Six steps, five modules, one accountable human in the loop — and a KPI that comes back into range on its own.
“No black boxes. No nightly batches. No 'export to Excel'. The platform watches the KPI, plans the response, executes through approved tools, and tells you what it did.”
Cash Position Agent · AI-BI/DW
13-week liquidity forecast breaches its lower bound.
The semantic layer evaluates the liquidity KPI continuously against its target. When week-6 cash falls below the policy floor, the orchestrator wakes the specialists wired to that KPI's recovery playbook.
€1.8M projected deficit · week 6
Liquidity · 13-week forecast
CriticalWeek 6 deficit · policy floor breached
DSO Agent + Collections Agent · CRM · ERP/AR
Variance is traced to three overdue customers.
Drivers are quantified, not guessed: 73% of the variance comes from the top three overdue receivables. The orchestrator drafts a personalised collections sequence per customer through the same APIs your AR clerks use.
€902K · 3 accounts · 28–42 days overdue
Top overdue · €902K · 3 accounts · 28–42 days overdue
Working Capital Agent · Procurement · Treasury
Payables are deferred where supplier terms allow.
Three suppliers with no early-pay discount and headroom in payment terms are queued for a 10–15 day deferral. The agent checks the contract LCM, supplier SLA, and current ESG/risk score before proposing.
€700K freed · 3 supplier extensions
P2P · Working capital plan · 3 suppliers
10–15d deferral · no discount loss · €700K freed
Inventory Agent · EAM · WMS
Slow-moving stock is staged for liquidation.
Six SKUs with over 180-day turn are scored against markdown vs supplier-return scenarios. The recommended mix yields the highest cash return while keeping safety stock for fast-movers intact.
€2.1M working capital recoverable
CFO · Human-in-the-loop · BPM
One screen, one approval, three executions.
All three plans are bundled into a single approval ticket with full lineage, SoD checks pre-run, and a one-click 'modify' path. Threshold for full autonomy is configurable per agent and per role.
€4.6M combined plan · 1 approval
CFO approval · combined plan
Orchestrator · Audit · Knowledge Graph
KPI returns to range; the playbook updates itself.
Collections sequences fire, AP runs reschedule, markdowns post — all through the same APIs, all logged. The orchestrator records which moves moved the needle and refines the recovery playbook for next time.
KPI restored · t+11 days · audit complete
Liquidity · restored
OKt+11 days · audit complete
DivetIQ ships with a catalog of agents - coordinated by an Orchestrator that decomposes cross-functional questions across modules. Every agent uses the same OpenAPI tools your humans use, respects the same RBAC / ABAC permissions, and logs every reasoning trace. EU AI Act ready, with kill-switch per agent and globally.
Financial
Operational
Customer
People
ESG
Based on public pricing and product documentation. Specifics, not adjectives.
| Capability | Competitor 1 | Competitor 2 | |
|---|---|---|---|
| Pricing model | Pay per Use - metered transactions, API calls, agent actions | Per-seat licensing | Per-seat + per-workspace licensing |
| Architecture | Headless, API-first (REST + GraphQL + gRPC) | Monolithic suite with UI-coupled APIs | Modeling-platform-centric, tight modeling shell |
| Intelligence | Specialist AI agents that execute, with audit trace | Illuminate AI add-on | PlanIQ - mostly forecasting |
| Module breadth | 8 modules under one semantic layer | Strong HCM/Fin, weaker EAM and Procurement | Planning-only |
| Time to value | Phase 1 in 1–4 weeks | 6–18 months typical | 3–9 months |
| Data sovereignty | EU Sovereign Cloud (GAIA-X aligned), air-gap option | US multi-tenant default | US multi-tenant default |
| Lock-in posture | Open table formats (Iceberg, Delta), zero lock-in tagline | Proprietary data model | Proprietary modeling DSL |
Based on public pricing and product documentation. Specifics, not adjectives.
Three commitments make Pay per Use real instead of marketing copy.
Meter what creates value
Per-transaction. Per-API-call. Per-agent-action. Per-GB.
No seat counts. No phantom users. Every employee can be onboarded without budget approval - they only show up on the bill if they actually use a chargeable capability.
Stop what isn't working
Modules turn on and off independently.
Pause CRM during off-season, scale Procurement during sourcing windows. Storage tiers (hot / warm / cold) priced separately. Agent autonomy thresholds priced into the action - no flat-fee black box.
See it before you sign it
Real-time cost observability.
Per module, per team, per workflow, per query. Anomalous-cost alerts. Dry-run estimates for every reverse-ETL pipeline before it touches production.
DivetIQ · Sample Monthly Invoice · 250-employee mid-market customer · March 2026
INV-2026-03-247
Compliance and partner-stack signals while we onboard our first design partners.
Every module exposes its capabilities through APIs and events - no hardcoded UI. Customers consume DivetIQ through any front-end: web, mobile, partner portals, embedded widgets, voice, or AI agents.
DivetIQ - one Headless Software Solution, eight modules, an AI Agentic Workflow for KPI Management, billed Pay per Use.